OLIVIER MWATSIMULAMO

Decentralising Regulated Real World Assets: The Case of Real Estate Real estate is one of the oldest and most valuable Real World Assets (RWAs). Yet, despite its enormous value, this market remains trapped in centralized, cumbersome, and opaque systems that stifle innovation and limit access to a privileged few. So, how can such a heavily regulated asset like real estate be decentralised while respecting legal frameworks and ensuring the security of all stakeholders? This is the major challenge that Xcavate is addressing. The Paradox of RWAs: Strict Regulations and a Fragmented Market RWAs like real estate are subject to stringent rules: official land titles, taxation, legal compliance, KYC/AML procedures, and geographic restrictions. These necessary safeguards create complexity for tokenisation and decentralisation. Moreover, the real estate market is traditionally illiquid, with high entry barriers and many intermediaries that increase costs and delays. These obstacles limit particip...

Revolutionizing Property Governance: Xcavate’s Vision for a Decentralized Future Real estate, long dominated by centralized systems, is now undergoing an unprecedented transformation. This revolution is driven not only by blockchain technology but also by innovative projects like Xcavate , which are redefining the very foundations of property ownership and governance in the digital age. A Bold Vision: Making Real Estate Truly Collective Xcavate offers a radical model where land ownership becomes fractionalized , more accessible , and truly community-governed . Gone are the days when only banks, state agencies, or large corporations could control land management and restrict access to a select few. Through the tokenization of real estate assets , Xcavate allows individuals to purchase and own fractions of land or buildings , represented as NFTs that are fully traceable, tamper-proof, and securely recorded on the blockchain. This inclusive system opens the door to equitable partic...

Introduction The Earth, our home, our legacy, the source of all life. But what if land, one of the oldest and most valuable assets, could be reimagined in the digital world?  This article explores how blockchain technology is making that possible, and what it could mean for the future of land ownership. Why Land and Blockchain? Imagine a world where owning land isn’t limited to the wealthy or well-connected. Through real estate tokenization , blockchain allows land to be divided into digital tokens — small, traceable, and tradable shares of property. It’s like slicing a giant cake into tiny portions so anyone can own a piece, no matter their budget. How Does It Work? Fractional Ownership Blockchain creates a secure and transparent ledger where each token represents a share in real property. Simplified Access Buying and selling land shares becomes faster, safer, and more inclusive through digital platforms. Transparency and Trust All transactions are recorded publ...

  🌐 Comment intégrer pleinement les écosystèmes Web3 et en profiter au maximum ?  Introduction Le Web3, cette nouvelle ère de l’internet décentralisé ne cesse de gagner du terrain.  Entre les cryptomonnaies, les smart contracts, la finance décentralisée (DeFi), les DAO, les NFTs et les  nouvelles formes de gouvernance communautaire , le Web3 promet de révolutionner notre manière d'interagir en ligne.   Mais pour beaucoup, ce monde reste flou, complexe, voire inaccessible.  Alors, C omment intégrer pleinement un écosystème Web3 et en tirer réellement profit  ? Cet article vous propose une démarche claire et progressive pour entrer dans cet univers et y construire une place durable, que vous soyez passionné de technologie, créatif, entrepreneur ou simple curieux.  1. Comprendre la philosophie du Web3 Avant d’entrer dans le bain, il est essentiel de comprendre ce qu’est le Web3 : 🔓 Décentralisation : Le pouvoir et les données sont redistribué...

🌐 A Look Back at the Second Polkadot Meetup in Goma, DRC: A Day of Inspiration, Education, and Connection 🌐 On May 3, 2025, the Polkadot community in Goma gathered at the Bakanja Welcome Center for a dynamic and inspiring meetup. The event aimed to promote Web3 adoption by highlighting the Polkadot ecosystem, with the goal of strengthening and expanding the Polkadot movement in Goma and more broadly, across the Democratic Republic of Congo. Olivier Mwatsimulamo , an Associate Ambassador (Rank I) with Polkadot, served as the main host of the event. He received financial support from  Polkakdot Meetups , along with organizational assistance from the  Polkadot Africa  coordination team. 🔊  Speakers of the Meetup While Olivier served as the primary host,  three additional speakers  made powerful contributions that enriched the day’s program: Martin Musagara  opened with a fascinating talk on the evolution of the web from Web1.0 to Web3.0. He provided pr...